The online broker ArayFX positions itself as a recently launched trading project offering access to forex, metals, indices and commodities through MetaTrader 5. The website arayfx.com presents several account types, low entry thresholds and high leverage, but the public materials do not show a financial-services licence or a regulator supervising the broker’s activities.
Collected information on the Aray FX broker:
Official website: arayfx.com
Client area: my.arayfx.com
Declared company: ArayFX Ltd
Claimed registration number: 2026-00065
Claimed registration address: Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia
Contact channels: email and online chat
Trading platform: MetaTrader 5
Declared markets: Forex, metals, indices and commodities
Financial licence: not disclosed
Registration certificate: not published on the website
The company is not listed on BrokerChooser. This alone does not establish misconduct: a platform may be new, may not yet have been reviewed, or may fall outside the service’s selection criteria. Still, the lack of a BrokerChooser profile is more important where a brokerage has no publicly verifiable top-tier authorisation and only a recently created online presence.

The intermediary identifies ArayFX Ltd as a firm incorporated under Saint Lucia’s International Business Companies Act, using registration number 2026-00065. The same corporate details appear in the project’s Terms of Business.
This is a corporate-registration statement, not evidence of a brokerage licence. Saint Lucia’s Financial Services Regulatory Authority has explicitly warned that forex business is not licensed in Saint Lucia. Therefore, incorporation in the jurisdiction should not be treated as proof that Aray FX broker is authorised to provide regulated forex or CFD services.
The website arayfx.com does not publish a licence from the FCA, ASIC, CySEC, FSCA, NFA/CFTC or another recognised financial regulator. No client-compensation scheme, segregated-account audit, investor-protection fund or external dispute-resolution body is identified.
The ArayFX personal account is promoted as the entry point for live and demo trading. The website arayfx.com advertises:
account management,
MT5 access,
webinars,
VPS availability.
However, detailed information about the onboarding procedure, KYC review time, restricted countries and document requirements is limited on the public pages.
The Aray FX broker also states that expert advice is available to clients with balances above $1,000. This should not be confused with regulated investment advice, because the site does not identify the adviser, their qualifications or the legal entity responsible for the recommendation.
The Aray FX broker advertises trading in four main asset groups:
Forex pairs
Precious metals
Indices
Commodities
MetaTrader 5 is the stated trading terminal. The availability of MT5 can be useful for charting, automated strategies and order management, but it does not independently confirm the brokerage’s regulatory standing or execution quality. The Aray FX broker’s published terms say that orders may be routed to liquidity providers, while also reserving broad discretion over leverage changes and execution conditions.
The public website arayfx.com does not provide a complete technical description of:
server locations,
liquidity providers,
negative-balance protection,
slippage rules,
maximum order volume,
instrument-by-instrument contract specifications.
The ArayFX broker offers four account formats. The Cent and Standard accounts start from $25 and $50 respectively, while the Pro account requires $5,000. The Dinar account is denominated in Iraqi dinar and starts from 15,000 IQD.
| ArayFX Broker Account | Minimum Deposit | Spread From | Commission | Maximum Leverage |
|---|---|---|---|---|
| Cent Account | $25 | 0.8 pips | $0 | 1:500 |
| Standard Account | $50 | 0.8 pips | $0 | 1:500 |
| Pro Account | $5,000 | 0.1 pips | $5 per lot | 1:200 |
| Dinar Account | 15,000 IQD | 0.8 pips | $0 | 1:500 |
All listed accounts have a 100% margin-call level and a 30% stop-out level. The Aray FX broker describes its execution as non-dealing desk and offers swap-free conditions on some instruments. Automated trading is unavailable for the Cent account but is shown as available for the other account types.
Leverage up to 1:500 can amplify both gains and losses. This level is substantially above retail leverage limits commonly applied by top-tier regulators, so it requires careful position sizing and does not suit low-risk trading.

The website arayfx.com does not clearly state:
which payment methods are available,
whether deposits are charged,
the minimum withdrawal amount,
expected processing times,
currency-conversion costs,
third-party payment fees.
This means the Aray FX personal account cannot be fully assessed from public information before registration. Clients would need to request the complete payment policy and fee schedule before funding an account.
When evaluating withdrawing money from ArayFX, users should pay attention to the:
identity-verification requirements,
the payment method used for the original deposit,
possible restrictions on profit withdrawals
any dormant-account charges.
These points are not sufficiently detailed on the reviewed public pages.
Created on 2026-01-08
Updated on 2026-01-08
IP Location: United States - Oregon - Portland - Amazon.com Inc.
Organization: n/a
The domain arayfx.com was created in January 2026. Its short operating history does not prove wrongdoing, but it means there is limited long-term evidence of service quality, payment reliability or regulatory conduct.
Trustpilot Profile:
Available ArayFX reviews remain limited;
The profile displays a high rating, but the small number of comments does not provide a dependable picture of client experience;
Much of the page content is supplied by the company itself rather than derived from a broad independent feedback base.
Third-Party Brokerage Directory:
One directory lists Aray FX broker as unregulated and assigns a high-potential-risk label;
The same source indicates that an MT5 server is available;
These assessments are not official regulatory findings and should be treated as third-party commentary rather than conclusive evidence.
Key Consideration:
The central issue is the absence of independently verified financial authorisation;
The broker’s own website identifies ArayFX Ltd as incorporated in Saint Lucia, but incorporation alone does not establish regulatory supervision.
Current Assessment:
Public feedback is too limited to establish a reliable reputation trend;
Any assessment should prioritise verifiable licensing and regulator-register checks over rating scores or directory labels.
| Criteria | Assessment |
|---|---|
| Regulation | No verifiable financial licence or top-tier oversight identified |
| Corporate transparency | Moderate: company registration is claimed, but no certificate or licence is displayed |
| Trading conditions | Partially disclosed; account terms are available but technical specifications remain incomplete |
| Payment transparency | Low: deposit and withdrawal rules are not publicly explained |
| Independent reputation | Too limited for a dependable conclusion |
| Overall risk | High |
The Aray FX broker has a visible MT5 offering and more detailed account conditions than many newly launched platforms. However, these operational features do not offset the central due-diligence problem:
the trading operator does not demonstrate a recognised financial-services licence,
Saint Lucia incorporation does not provide equivalent investor protection.
Project characterization: High risk
May be suitable for: experienced traders who understand offshore-broker risks, use only risk capital and independently verify every payment and legal condition before depositing.
Not suitable for: beginners, conservative investors, users seeking regulated dispute protection, or clients who need transparent funding rules and independently confirmed custody safeguards.
The overwhelming majority of brokers are scammers. Traders can identify illegitimate ones by using free online resources. It is essential to verify the company's registration, the licensing of its services, and its operational history. It is also important to assess the completeness and authenticity of contact information and the transparency of trading conditions.
You can consult specialists who can help evaluate the broker and identify signs of fraud, and if necessary, assist in opening an account with a reliable service provider. A knowledgeable and comprehensive approach will help avoid negative trading experiences.
First and foremost, pay attention to the content of the comments. Excessively emotional opinions without specifics may indicate paid content. Additionally, a broker's positive reputation may be indicated by mass activity on a single online portal or forum. Another sign of fake reviews is their formulaic nature. Such comments are filled with general phrases and advertising slogans. Fraudulent projects use paid content to confuse traders and lure them into cooperation.
It is important not to fall for the tricks of company representatives. This can lead to additional financial losses. With legitimate brokers, withdrawing funds is a free service that is not subject to any fees such as insurance, taxes, commissions, etc.
If you need assistance in withdrawing capital, it is advisable to consult specialists. Timely consultation with experts can help achieve positive results and withdraw funds from the brokerage account.
In the case of scam brokers, account blocking may be related to a simple refusal to withdraw funds. Clients are accused of violating agreements, money laundering, technical work on the platform, etc. Such manipulations are aimed at depriving traders of the ability to withdraw capital.
When a brokerage account or personal account is blocked, it is better to use the services of professionals . Depending on the reason for the blockage, experts can find the optimal solution to the problem.
The reasons for the inactivity of a brokerage company's presentation portal can vary widely. Blocking due to numerous complaints, cessation of project activities, inclusion in the blacklist of trading platforms — all of this can lead to access issues to the broker's site. Additionally, unstable internet connection and browser restrictions can cause improper functioning of the resource.
If the official broker's website does not open, seek help from experts. They will advise on any questions and provide recommendations for further actions.
First and foremost, it is important to ensure that there are no assets in the account and no debts to the broker. If there are instruments in the investment portfolio, they should be sold, and you should wait for the settlements to be completed. After that, you can submit a request for the withdrawal of funds and the closure of the brokerage account.
If the broker refuses to fulfill requests, it is better to consult experts. They can assist in closing the brokerage account and recovering funds through chargebacks . When preparing to dispute transactions, it is necessary to gather all available evidence of cooperation with the project. This will help increase the chances of successfully initiating refunds.